MUSICAL UMBRELLA

WEBSITE

TERMS OF USE AGREEMENT

1Access to the Musical Umbrella web site (the “Site”) defined below is provided by Musical Umbrella For purposes of this agreement, Musical Umbrella shall mean Musical Umbrella and its affiliates, and their officers, directors, managing directors, partners, and employees. The "Site" shall mean the website of Musical Umbrella located at Musical Umbrella .com, and select other domains.

2This Terms of Use Agreement (the "Agreement") describes your rights and responsibilities and states the terms and conditions under which you may use this website. Please read this document carefully. The term “you” as used herein refers to all individuals and/or entities accessing the Site for any reason. By continuing to use the Site, you are indicating your acceptance to be bound by the terms and conditions of this Agreement between you and Musical Umbrella if you do not accept the terms and conditions stated here, Musical Umbrella is not willing to allow you to use the Site and you should immediately stop using the Site. You must be at least 18 years of age to use the Site. If you are not at least 18 years old, you should immediately stop using the Site. It is your responsibility to review this Agreement periodically. Musical Umbrella reserves the right to modify this Agreement from time to time without notice and in its sole discretion at any time by updating this web page, and your continued use of the Site after any modifications by Musical Umbrella shall constitute your acceptance of such modifications.

Scope of Use:

3Any information, data and other content (the “Information”) provided on the Site is provided by Musical Umbrella and its third party information providers ("Information Providers") for general informational purposes only and may not be redistributed by you. Information provided on the Site may be delayed as determined by Musical Umbrella in its sole discretion. Musical Umbrella reserves the right to modify the Site from time to time without notice and in its sole discretion at any time. You agree to use the Site and the Information provided thereon only for your own personal use, and not to reproduce, retransmit, disseminate, sell, distribute, republish, broadcast, post, circulate or commercially exploit the Information available on the Site in any manner without the express written consent of Musical Umbrella nor to use the Information available on the Site for any unlawful purpose. You agree to access the Information available on the Site manually by request and not programmatically by macro or other automated means, and to view the Information only as displayed on your terminal screen and not attempt to upload, intercept, extract or otherwise collect and/or record the Information through any technological means.

Copyright and Intellectual Property Right Ownsership

4The Site, and all Information therein, contains material owned by either Musical Umbrella or its Information Providers which is protected under copyright, trademark and other intellectual property laws. Musical Umbrella and its Information Providers, as applicable, own the copyright to all Information and works of authorship on the Site. All trademarks, service marks, and logos used on the Site are the trademarks, service marks, or logos of Musical Umbrella or its Information Providers, as applicable. In particular, the name Musical Umbrella+ is a trademarks of Musical Umbrella and you may not use such names or logos without Musical Umbrella’s prior written consent. You agree that, other than the right to access the Site and view the Information contained on the Site under the terms and conditions set forth herein, you acquire no ownership, title, right or interest of any kind in or to the Site or any portion of any Information on the Site, and that all title, right and interest therein and thereto remains with Musical Umbrella (and its Information Providers, as may be applicable). You may not copy any of the Information provided on the Site

Disclaimer of Warranties

5No Information on the Site is intended (i) as investment, tax, accounting or legal advice, (ii) as an offer, recommendation or solicitation of an offer to sell or buy any security or any other financial instrument or to participate in any trading strategy, or (iii) as an endorsement, recommendation or sponsorship of any security or other financial instrument. Everything on the Site is provided "as is" without any representations or warranties of any kind (whether express or implied). To the fullest extent permissible under applicable law, Musical Umbrella` and its respective members, officers, directors, employees, Information Providers, suppliers, and agents (collectively, the Musical Umbrella Parties") hereby disclaim all representations and warranties, express, implied or statutory, including, without limitation, all implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and all representations and warranties (1) relating to the adequacy, timeliness, accuracy or completeness of any Information on the Site, (2) that your use of the Site will be uninterrupted, error-free, or secure, (3) that defects will be corrected, or (4) that the Site or the servers on which the Site is hosted are free of viruses or other harmful components. You assume total responsibility and risk for your use of, or reliance on, the Site and any Information provided on the Site. Information contained on the Site is subject to change at any time without notice.

The fact that Musical Umbrella has made the data and services provided on this Web site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this Web site is suitable or appropriate for you. Many of the products described on this Web site involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and has independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned.

Disclaimer of Damages and Limitation of Liability

6To the fullest extent permitted by applicable law, no Musical Umbrella Party shall be responsible or liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or other losses or damages (including, but not limited to, damages for loss of profits, loss of business, use, data or other intangible damages, even if such party has been advised of the possibility of such damages), under any contract, tort (including, without limitation, negligence and strict liability) or other legal theory, howsoever caused, arising out of or relating in any way to the Site and/or any Information contained on the Site, or any errors or omissions therein, or your use of, or inability to use, or reliance on, the Site. Your sole remedy for dissatisfaction with the Site and/or Information contained on the Site is to stop using the Site. In the event that the foregoing disclaimer of liability is held to be invalid or unenforceable, you agree that the maximum cumulative aggregate liability of the Musical Umbrella Parties to you for all damages, losses, and causes of action (whether in contract, tort (including, without limitation, negligence and strict liability), or otherwise) at any time shall be the aggregate cumulative amount paid by you to Musical Umbrella at such time, if any, to access the Site.

THE WEBSITE IS PROVIDED ON AN "AS IS" BASIS. IN NO EVENT SHALL MUSICAL UMBERELLA OR ANY OF ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE (WHETHER IN AN ACTION ARISING FROM CONTRACT OR TORT) FOR (i) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF MUSICAL UMBERELLA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY OTHER MATTER RELATING TO THIS WEBSITE, OR (ii) ANY DISCLOSURE OF INFORMATION PROVIDED TO MUSICAL UMBERELLA (EVEN IF SUCH DISCLOSURE IS CAUSED BY THE NEGLIGENCE OF MUSICAL UMBERELLA ), EXCEPT TO THE EXTENT THAT SUCH IMPROPER DISCLOSURE IS DIRECTLY CAUSED BY THE INTENTIONAL MISCONDUCT OR GROSS NEGLIGENCE OF MUSICAL UMBERELLA

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding court order or legal process served on our web site or to protect Musical Umbrella and our associates and affiliates. We will use our best endeavours to ensure the integrity and security of our network and systems however we do not guarantee that our security measures will prevent third party “hackers” from illegally obtaining this information.

Indeminity:

7You agree to indemnify and hold harmless Musical Umbrella and its affiliates and subsidiaries from and against all claims regardless of their nature arising out of or relating to (i) any content that you submit post upload or transmit through the Website ( ii) your connection to the Web site (iii) your violation of this agreement or (iv) your violation of any rights of any nature of any person in connection with the Web Site You agree to indemnify, defend and hold harmless the Musical Umbrella Parties from and against any claim, action or demand, including, without limitation, reasonable legal fees, made by any third party due to or arising out of your breach of this Agreement. You Hereby Agree and fully accept that Musical Umbrella reserves the right to take down any material on the Web Site pertaining to you and or your associates or Affiliates’ at the sole discretion of Musical Umbrella and may do so temporarily or permanently without any prior notice whatsoever and without recourse or liability to you or your associates whatsoever.

Jurisdictional Issues:

8If you choose to access the Site from any location then you do so on your own initiative and at your own risk, and you are responsible for compliance with all applicable local laws. Musical Umbrella reserves the right to limit the availability of the Site to any person, geographic area, or jurisdiction it desires, at any time and in its sole discretion.

Links to Other Websites:

9The Site may contain links to third-party internet websites or resources. These links are provided solely as a convenience to you and not an endorsement by Musical Umbrella of the contents of such third-party websites. Musical Umbrella neither controls nor endorses any such other websites, nor has it reviewed or approved any content that appears on such other websites. You acknowledge and agree that Musical Umbrella shall not be held responsible for the legality, timeliness, accuracy, completeness or appropriate nature of any information, data or other content, advertising, products, or services located on or through any other third-party websites, nor for any loss or damages caused or alleged to have been caused by your use of, inability to use, or reliance on, any such content, information or data. If you decide to access a linked website, you do so at your own risk.

Privacy:

10Musical Umbrella policy with respect to the collection and use of your personal information is set forth in its Privacy Policy. For more information please click here.

Termination:

11This Agreement, as amended by Musical Umbrella from time to time in accordance with its terms, shall remain effective indefinitely until terminated by Musical Umbrella. Musical Umbrella shall have the right to terminate this Agreement, and/or your access to and use of the Site, at any time in its sole discretion and without the requirement of written notification.

Miscellaneous

12This Agreement shall be governed by and construed in accordance with the laws of England. Jurisdiction for any claims arising under this Agreement shall lie exclusively with the English Courts. If any provision of this Agreement is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions. This Agreement shall not be assignable or transferable by you except with Musical Umbrellas prior written consent. No waiver by Musical Umbrella of any breach, default or condition hereunder shall be deemed to be a waiver of any other preceding or subsequent breach, default or condition. Any heading, caption or section title contained in this Agreement is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof. This Agreement, together with all Musical Umbrella policies referred to herein, constitutes the entire agreement between you and Musical Umbrella relating to the subject matter herein and supersedes and any all prior or contemporaneous written or oral agreements.